Affordable Housing
Habitable’s Informed™ approach has wide-ranging applications to help you select safer products across all building typologies and sectors. Using healthier products will decrease pollution and toxic chemical exposure throughout the full product lifecycle. It is especially important to use healthier products in affordable housing where children and/or vulnerable populations are the primary occupants.
A Path to Healthier Affordable Housing in Minnesota
In 2023, Habitable evaluated building products specified across 36 projects funded through the Minnesota Housing Finance Agency (MHFA) in 2019-20. We examined the chemical make-up of products in five categories — flooring, paint, countertops, insulation, and water pipes — and used this information to develop a baseline of the typical materials used in Minnesota’s affordable housing units and their Informed color rankings.
We found that nearly 70% of the product types commonly specified across all five product categories are ranked red or orange by Informed. The use of toxic and highly polluting building products is not unique to the affordable housing sector — or Minnesota — and our corresponding report offers opportunities for understanding how and where project teams can make the critical first move of stepping-up from red and preferring product types that are ranked yellow and green.
Minnesota Housing Healthy Material Requirements
To support affordable housing leadership in using healthier and non-plastic building materials, Minnesota Housing will provide incentives and tools to help project teams select better products. In response to the findings and local interest in Habitable's affordable housing assessment report, project teams will now have the opportunity to get points for choosing products that are healthier for occupants, contractors, and communities along the product's lifecycle.
Minnesota Housing's 2025-2026 Overlay to the 2020 Enterprise Green Communities Criteria has integrated Informed product guidance, strengthening its healthier materials requirements. This integration ensures that projects utilizing the overlay prioritize safe and healthier building products, promoting healthier living environments for residents. For implementation requirements based on Informed guidance, review the Category 1: Integrated Design and Category 6: Materials requirements under the updated 2025-2026 MN Overlay Standard. Details regarding training, specific implementation requirements, and supporting tools and resources will be announced in May 2025. Visit Informed to learn more about product guidance.
Get Involved
In 2024, Habitable began convening built environment leaders in Minnesota to learn more about safer product selection and co-design a "Roadmap Out of Red," aiming to eliminate red-ranked product types in Informed. Currently, we are working with demonstration projects across Minnesota who are actively exploring ways to transition away from red-ranked products by identifying and validating healthier alternatives that maintain both cost-effectiveness and desired performance standards. Get in touch to learn more about being a part of this process, or inquire about using Informed to improve the material health of building products in a school or healthcare setting.
Affordable Housing Leads the Way
Over the past decade, the affordable housing sector has shown leadership in using healthier products by stepping-up from red-ranked products. In 2016, Habitable (formerly Healthy Building Network/HomeFree) partnered with a local affordable housing developer in six regions across the United States. These projects and their project teams provided an opportunity to test and model best practices and identify healthier products.
In 2017-2018, Habitable reviewed specifications for new construction and rehab projects designed between 2012-2016 across several regional affordable housing communities. From this research, we compiled general information about products across seven product categories to establish regional baselines; these included: flooring; interior paint; drywall; countertops; cabinetry and millwork; doors; and thermal insulation. This product baseline allows architects, developers, and operators of housing to benchmark their current practice to track future progress towards safer building materials.